VA Disability Calc

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SMC Calculator

Explore Special Monthly Compensation — additional VA pay for veterans with severe disabilities, loss of use, or need for aid and attendance.

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SMC Calculator

Shared formula: SMC levels replace base pay; SMC-K stacks on top. Dependents adjust SMC using the 100% rate difference.

Pay options (shared formula)

Uses official child / spouse+child tables. School-age (18–23) add-ons are not modeled here — verify those on VA.gov.

Rates effective December 1, 2025 (2026 compensation year). Verify on VA.gov veteran compensation rates or SMC rates.

Results

Exact combined

100.0%

Rounds to

100%

Estimated monthly pay

$5,040.70

Pay rating used: 100% · SMC level replaces schedular base · includes SMC-K $139.87

Scenario estimate only — not a VA award. Pending claims: budget to a lower rating until your decision letter arrives.

Rates effective December 1, 2025 (2026 compensation year). Verify on VA.gov veteran compensation rates or SMC rates.

Pay breakdown

  • SMC-L replaces schedular pay: $4900.83 (veteran-alone SMC table, rates effective December 1, 2025).
  • Combined / display rating 100% is shown for reference; pay uses SMC-L.
  • SMC-K add-on: +$139.87 (stacks with base / SMC levels / TDIU).
  • Total estimated monthly pay: $5040.70.

Step-by-step math

  1. Ratings sorted highest to lowest: 100%.
  2. Step 1: Apply 100% to remaining 100.00% efficiency → adds 100.00 points. Combined so far: 100.00%. Remaining: 0.00%.
  3. Exact combined 100.00% rounds to the nearest 10% → 100%.

“What if” simulator

Add a hypothetical new rating and see how combined % and pay change.

Current combined

100%

With new rating

100.0% → 100%

Current pay

$5,040.70

New pay / change

$5,040.70 (+$0.00)

Show simulated step-by-step math
  • Ratings sorted highest to lowest: 100%, 30%.
  • Step 1: Apply 100% to remaining 100.00% efficiency → adds 100.00 points. Combined so far: 100.00%. Remaining: 0.00%.
  • Step 2: Apply 30% to remaining 0.00% efficiency → adds 0.00 points. Combined so far: 100.00%. Remaining: 0.00%.
  • Exact combined 100.00% rounds to the nearest 10% → 100%.

What Special Monthly Compensation covers

SMC pays above (or in place of) standard schedular compensation when disabilities are especially severe. SMC-K is an add-on; levels like L, S, R.1, and R.2/T generally replace schedular pay with a higher rate. Half-steps and combinations can change outcomes, so treat this tool as a planning aid.

Start with your combined rating and baseline pay chart figures, then model SMC scenarios here. Veterans exploring unemployability should also review the TDIU checker.

2026 rates used (effective December 1, 2025)

This calculator uses official veteran-alone SMC amounts (for example, SMC-K $139.87, SMC-L $4,900.83, SMC-S $4,408.53). Dependent add-ons can increase real awards. Confirm figures on VA.gov SMC rates or with an accredited representative. Not affiliated with the VA.

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