VA-Disability-Calc.comFree VA Benefits Calculators

Live checker

TDIU Eligibility Checker

Understand Total Disability based on Individual Unemployability — when veterans below a 100% schedular rating may still receive compensation at the 100% rate.

TDIU Eligibility Checker

Answer a few questions about your ratings and work situation to see whether common TDIU thresholds may apply.

Result

You may meet common TDIU consideration thresholds

  • Combined rating is 70% with a highest single of 40% (common multiple-disability gate: 70% combined with one at 40%+).
  • You indicated service-connected disabilities prevent substantially gainful employment.

Next steps

  • Talk with an accredited VSO about filing or clarifying TDIU on a pending claim.
  • Gather employment history, income records, and medical opinions tying unemployability to service-connected disabilities.
  • This checker is educational only — the VA decides entitlement based on the full record.

What TDIU means for veterans

Total Disability based on Individual Unemployability (TDIU) allows some veterans to be paid at the 100% rate even when their schedular combined rating is lower, if service-connected disabilities prevent substantially gainful employment. Common schedular gates include one disability at 60%+, or a 70% combined rating with at least one disability at 40%+. Extraschedular paths may exist with strong evidence even when percentages fall short.

Confirm your math with the combined rating calculator and compare pay outcomes on the pay chart. P&T status is separate — see the P&T checker after you understand total disability.

Evidence that matters

Rating percentages alone rarely win TDIU. Employment history, income records, medical opinions, and statements explaining why you left jobs usually matter. Marginal or protected work can still fit a TDIU theory. Always verify strategy with an accredited VSO. This site is not affiliated with the Department of Veterans Affairs.

Related VA Benefits Tools

Explore more free calculators to estimate your VA disability benefits.