What TDIU means for veterans
Total Disability based on Individual Unemployability (TDIU) allows some veterans to be paid at the 100% rate even when their schedular combined rating is lower, if service-connected disabilities prevent substantially gainful employment. Common schedular gates include one disability at 60%+, or a 70% combined rating with at least one disability at 40%+. Extraschedular paths may exist with strong evidence even when percentages fall short.
Confirm your math with the combined rating calculator and compare pay outcomes on the pay chart. P&T status is separate — see the P&T checker after you understand total disability.
Evidence that matters
Rating percentages alone rarely win TDIU. Employment history, income records, medical opinions, and statements explaining why you left jobs usually matter. Marginal or protected work can still fit a TDIU theory. Always verify strategy with an accredited VSO. This site is not affiliated with the Department of Veterans Affairs.