Our mission
VA-Disability-Calc.com exists to make VA disability math understandable. Combined ratings, pay tables, effective dates, TDIU, SMC, and P&T status each use specialized rules. Too often, veterans only discover those rules after a confusing decision letter arrives. Our goal is to provide fast, private, educational tools that show the steps — not just a final number — so you can advocate for yourself with better context.
How our tools work
Every calculator on this site runs client-side in your browser. We do not require an account and we do not need a database to process your estimates. That design keeps things simple and reduces unnecessary data collection. The VA combined rating calculator is fully live today; additional tools are rolling out with the same transparent approach.
What we are — and are not
We are an independent educational website. We are not the Department of Veterans Affairs, not a law firm, and not an accredited VSO organization. Calculators provide estimates based on published methods and rate tables. They cannot account for every nuance in a claims file. For decisions that affect your benefits, verify results with the VA or an accredited representative. See our full disclaimer for important limits.
Explore the tools
- Am I Underpaid? — Compare your actual VA disability deposit to official tables — spot missing dependents, SMC, or TDIU gaps.
- VA Combined Rating Calculator — Pick real conditions, valid rating levels, whole-person math, and estimated monthly pay — plus TDIU and SMC.
- VA Back Pay Calculator — Estimate how much VA disability back pay you may be owed based on your effective date and rating.
- TDIU Eligibility Checker — Check whether you may qualify for Total Disability based on Individual Unemployability (TDIU).
- SMC Calculator — Estimate Special Monthly Compensation levels for veterans with severe disabilities or loss of use.
- VA Disability Pay Chart — View current VA disability compensation rates by percentage rating for veterans and dependents.
- VA Effective Date Calculator — Understand how VA effective dates work and estimate when your benefits may start.
- Permanent & Total Eligibility Checker — Learn what Permanent and Total (P&T) status means and when veterans may qualify.
- VA Home Loan Calculator — Estimate VA home loan payments, funding fee scenarios, and buying power for veteran buyers.