Tool directory
VA disability calculators & free tools
One page with every live free calculator, claims tool, statement generator, and reference — no signup.
Calculators
Rating & pay calculators
Combine ratings the official way, check monthly pay, estimate back pay, and model TDIU, SMC, and home loan scenarios.
Am I Underpaid?
LiveCompare your actual VA disability deposit to official tables — spot missing dependents, SMC, or TDIU gaps.
Open calculator →VA Combined Rating Calculator
LivePick real conditions, valid rating levels, whole-person math, and estimated monthly pay — plus TDIU and SMC.
Open calculator →VA Back Pay Calculator
LiveEstimate how much VA disability back pay you may be owed based on your effective date and rating.
Open calculator →TDIU Eligibility Checker
LiveCheck whether you may qualify for Total Disability based on Individual Unemployability (TDIU).
Open calculator →SMC Calculator
LiveEstimate Special Monthly Compensation levels for veterans with severe disabilities or loss of use.
Open calculator →VA Disability Pay Chart
LiveView current VA disability compensation rates by percentage rating for veterans and dependents.
Open calculator →VA Effective Date Calculator
LiveUnderstand how VA effective dates work and estimate when your benefits may start.
Open calculator →Permanent & Total Eligibility Checker
LiveLearn what Permanent and Total (P&T) status means and when veterans may qualify.
Open calculator →VA Home Loan Calculator
LiveEstimate VA home loan payments, funding fee scenarios, and buying power for veteran buyers.
Open calculator →
Claims lane
Claims tools
Decode a decision letter, pick a path, close evidence gaps, prep for a C&P exam, or find a VSO.
Evidence Gap Checker
LiveFind what’s missing from your claim packet — diagnosis, nexus, severity, statements — before you file.
Open calculator →Nexus & DBQ Basics (Protect)
LiveWhat strong nexus/DBQ evidence needs in 2026 — mills vs real opinions, Directive 1134, and how to stay safe.
Open calculator →Decision Letter Decoder
LivePaste a VA rating decision and extract conditions, ratings, dates, deferred issues, TDIU, and SMC.
Open calculator →Claim Path Picker
LiveChoose increase, Supplemental, HLR, or Board — with a one-year decision deadline tracker.
Open calculator →C&P Worst-Day Coach
LiveCondition-specific worst-day prompts, what to say, and what to bring to your C&P exam.
Open calculator →Find a VSO
LiveFind VA-accredited VSOs, claims agents, and attorneys near you.
Open calculator →Company Check
LiveLook up a person, recognized VSO, website, or company name on public VA accreditation data.
Open calculator →Accredited Listings
LiveSeparate paid airtime for VA-accredited attorneys and claims agents. Not Company Check. VSOs stay free.
Open calculator →What Should I Claim Next
LiveSee common secondary conditions tied to your current ratings.
Open calculator →C&P Exam Prep
LivePrepare for your Compensation & Pension exam with a printable checklist.
Open calculator →Secondary Condition Mapper
LiveMap primary conditions to secondary claim pathways and nexus arguments.
Open calculator →Claims Roadmap
LiveStep-by-step guide from first claim to higher ratings, TDIU, and SMC.
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Statements
Statement generators
Draft a buddy or personal statement to edit and review before you submit — check the final version with a VSO.
Reference
Resources
Cheat sheet, state benefits pack for 100% P&T veterans, and other free reference tools.
VA Benefits Worth Filing For
LiveHighest-value VA benefits ranked — disability pay, home loan, VR&E, GI Bill, SMC, state tax breaks, and more.
Open calculator →VA Cheat Sheet
LiveOne-page VA disability reference guide — terms, thresholds, deadlines.
Open calculator →State & P&T Benefits Pack
LiveFederal P&T perks and state veterans benefits highlights after 100%.
Open calculator →VA Disability Pay Chart
Live2026 VA disability pay rates with dependents and SMC.
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Looking for guides? See the VA cheat sheet and claims roadmap.